FHA vs. Conventional Loans

Are you trying to get a loan so that you can purchase your first home? First-time home buyers often have lower incomes and shorter credit records than others, and are also more likely to be seen as risky investments on principle. Since you’ve never bought …

FHA Refinance for Borrowers with Negative Equity

Are you further away from owning your home than ever in spite of making payments on time? Are you among the many homeowners who don’t actually own any portion of their homes at all? Do you owe more on your home than it’s worth? Has …

How to Avoid Predatory Subprime Loans

Subprime loans have been all over the news lately and some individuals blame the current real estate crash on those same sub prime loans. With all the news recently about the housing market crash and the historically high foreclosure rate here in the united states …

Five Reasons Why Reward Credit Cards Are Popular

No one can deny the fact that there are number of benefits that are associated with credit cards. The great thing is that these benefits can really go up by opting for a right credit card. It is so because now people can apply for …

The Best Credit Cards Are Watching Out for You

Have you ever wondered what would happen if you were the victim of a credit card scam? It’s not surprising. With all the new scams out there day after day, and the media coverage of them, there is always a new credit card scam being …

Using Credit Cards to Set Your Budget and Get Cash Back

Many people have learned how to utilize their credit card as a budgeting tool. Once you learn how to effectively use credit cards to your advantage while avoiding high interest costs you have won the game. Below I will describe the simple steps to make …